Benefits of buying
Car Hire Excess Insurance

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Financial Protection: Car Hire Excess Insurance offers financial cover for the excess amount you would be liable for in the event of damage, theft, or loss of the rental vehicle.

Cost Reduction: It helps reduce out-of-pocket expenses by covering the high excess charges imposed by car rental companies.

Peace of Mind: By mitigating potential financial risks associated with hire car incidents, Car Hire Excess Insurance provides travellers with peace of mind during their journeys.

Flexibility: We offer flexible policy options, allowing travellers to choose cover that best suits their needs and budget..

Worldwide Coverage: Car Hire Excess Insurance can provide cover globally, ensuring protection for car hire abroad as well as domestic rentals..

A collage of images showing cars driving through scenic routes

Is Car Hire Excess Insurance for you?

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If you are hiring a car, Car Hire Excess Insurance is for you. It serves as a crucial safeguard against unexpected expenses that may arise from damages, theft, or accidents involving the rental vehicle. Whether you're a frequent traveller or embarking on a one-time journey, this insurance provides peace of mind by covering the excess charges imposed by car hire companies in case of mishaps.

It only takes three steps to purchase
a Car Hire Excess policy  

Your Car Hire Excess Insurance can be easily purchased using this website or via our Gigasure app.
Simply choose your preferred policy type and complete the three-step buying process. We offer
you the opportunity to apply a voluntary excess on the policy to achieve further savings.
Download the Gigasure app to elevate your experience; get quotes, manage your
policy, contact our customer care team, or start your claim.

A collage of travel photos alongside a mobile screen displaying the first step to get a quick Gigasure Car Hire Excess Insurance quote
The screen displays options for customising your Car Hire Excess Insurance plan, including voluntary excess and continuous days of cover
A collage of travel images alongside a mobile screen presenting the payment page, the final step in buying Gigasure Car Hire Excess Insurance

Step 1

Select the policy type you are after and
then tell us where you are headed and
for how long you need the cover

Step 2

Tailor your Excess protection to suit your
needs and budget

Step 3

Enter your details and proceed
to payment

What's covered in our policy?

The Gigasure Car Hire Excess Insurance covers the excess charges you'd be liable for in case
of damage, theft, or loss of a rental vehicle, reducing out-of-pocket expenses and
providing peace of mind during travel. You can purchase single trip or annual
multi-trip policies covering your travels across the globe.

Check Excess protection up to £10,000 to insure against damage to body work, tyres, roof, windscreen and undercarriage as well as fire damage, vandalism and theft
Check Misfuelling cover up to £1,000
Check Up to £75,000 Collision Damage Waiver Protection*
Check Rental Car Vehicle Key Protection included as standard
Check Covers up to 9 named drivers on any single rental agreement
Check Up to 65 days continuous cover on any one rental agreement with annual multi-trip policies
*Collision Damage Waiver is available with USA & Canada and Worldwide policies

What's not covered?

Cross Competitive, performance and offroad driving
Cross Charges relating to fines and driving infractions
Cross Accidental damage to the vehicle’s interior
Cross Rental vehicles with more than 9 seats
Cross Car Hire agreements that commence before your policy starts
Cross Mechanical breakdown due to wear and tear or malfunction

Gigasure app, your travel companion

With the Gigasure app, you can purchase new policies,
manage your existing ones, and access your documents
anytime, anywhere.

Download the app and protect all your adventures

Boost your
policy
Access
GigaShield
Renew your
policy
Buy a new
policy   
Make
a claim 
Change your
travel dates  
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Gigasure app, the fastest way to make a claim

The Gigasure app takes the hassle out of submitting claims. Simply log in, select the relevant policy,
and kickstart the process. The app pre-populates most of the required information available on your
account, eliminating the need to search through old emails or documents. From there, just follow
the remaining steps, and you can submit your claim in moments. It's a seamless, streamlined
experience that gets your claim submitted quickly, saving you valuable time and frustration.

A mobile screen showcasing Gigasure's app section where you can view all your active and expired policies. The image highlights an active policy
1

Your Policy

Find and select your policy
2

Your Trip

Provide details
of your trip
3

Your Claim

Tell us more
about the claim
4

Supporting Documents

Attach all your claim
supporting documents
5

Submit

Add your payment
details and submit your
claim
A collage with images of question marks along various country roads, guiding you to our FAQs about Car Hire Excess Insurance

Your top questions answered:  

A collage with images of question marks along various country roads, guiding you to our FAQs about Car Hire Excess Insurance

Renting a car, either in the UK or abroad, often comes with high excess payments and expensive insurance from rental companies. Our service provides a valuable solution by protecting customers from costly fees.

Unlike many rental agency policies that have excesses over £500, and sometimes as high as £2000, we offer coverage at a rate significantly lower than the standard £9 daily rate charged for rental company excess insurance. Additionally, our coverage includes damage to tyres, windows, roof and undercarriage - key areas often excluded.

For rentals in the USA, Canada, Caribbean, Central and South America, customers can also purchase our Collision Damage Waiver (CDW) for full protection with no excess or deductible. This is accepted at all rental locations worldwide and can provide savings compared to excess insurance bought at the counter.

In summary, our service saves customers money while providing comprehensive protection from expensive excess payments and rental insurance when hiring cars anywhere in the world. We make renting worry-free.

Car Hire Excess is the amount you are responsible to pay towards repair costs if the rental vehicle suffers any damage. The excess amount can vary between car hire providers and normally ranges between £500 and £2,000.

Car Rental Companies charge between £100 and £150 if you lose the keys to the rental car. Cover for lost keys is included in your Gigasure policy. Giving you peace of mind.

Policy holders must be aged between 25 and 85.

The Gigasure App, your active companion
that works tirelessly by your side

Whether it's activating your GigaShield benefits, chatting with us, boosting your policy, or making a claim, our app has got you covered.

Download now!

Whether it's activating your GigaShield benefits, chatting with us, boosting your policy, or making a claim, our app has got you covered.

Download now!