Why choose Gigasure for your European
Travel Insurance? 

Gigasure is here to elevate your travel experience across Europe by changing the way you
buy Travel Insurance. Our approach provides flexibility and extensive insurance cover
to ensure you the best protection during your European adventures.

Benefits of choosing Gigasure:

Personalise your plan - Select between our Core, Pro and Max plans, customise key benefits, and enhance with add-ons

Medical cover - Gigasure Assist provides 24/7 worldwide emergency assistance. We ensure you’re protected for all medical emergencies. Medical expenses are covered up to £20,000,000 (depending on the plan selected)

Gigasure app - Our app is your travel companion, allowing you to activate benefits, chat
with support, boost your cover, and submit a claim

GigaShield Baggage Delay - GigaShield provides cash benefits for delayed baggage, simply register your flight using the app before your trip, and if your baggage is delayed, follow the process to receive a rapid payment

GigaShield Flight Delay - GigaShield tracks your flight, if delayed by 3 hours or more, you'll get a VIP lounge pass and/or cash payment, register your flight in the app ahead of your trip to activate the benefit

Post-purchase Boosts - After purchasing your travel insurance, the Gigasure app provides you with the flexibility to update your cover based on your needs. This includes benefits ranging from Winter Sports, Cruise, Golf, and Business to Adventure Sports and Activities

Who needs Travel Insurance for Europe?

Travel Insurance is essential for everyone visiting Europe. UK residents can benefit from the Global Health Insurance Card, GHIC, (GHIC is replacing the European Health Insurance Card, EHIC) for necessary medical treatment in EU countries, it doesn't cover all medical costs or the cost of returning you home if you are ill or injured.

 

Travel Insurance protects you against common problems such as flight delays, misplaced or lost baggage, and theft of valuable items. This protection comes in handy for people who travel with expensive items or engage in adventure activities. .

 

Moreover, proof of Europe Travel Insurance may be necessary for some types of visas or entry requirements in certain European countries. Having comprehensive Travel Insurance allows you to enjoy your trip to Europe with peace of mind, aware that you are protected against unforeseen circumstances and possible financial risks. .

Comprehensive coverage for your European adventures

Gigasure Travel Insurance for Europe is tailored to protect your trips across the continent. Our policies cover you against unexpected events, from medical emergencies and trip cancellations to lost belongings. Customising your cover is simple, just use the toggles to adjust your plan to fit your itinerary and budget. Need more cover on the go? Boost your policy anytime through the Gigasure app.

View full cover comparison
The three plans available for the Gigasure Travel Insurance cover for Europe - Core, Pro and Max

Customisable plans to suit your needs and budget

Flexible cover tailored to your budget

Gigasure empowers you to tailor your travel insurance policy precisely to your needs and budget. Unlike traditional one-size-fits-all plans, our innovative platform allows you to fine-tune your cover using simple toggles for each benefit category. Add or remove benefits as you see fit, ensuring you only pay for the protection you truly need. Beyond this core customisation, we offer a range of optional add-ons for even greater personalisation. The add-ons include cover for activities like Cruises, Adventure Sports, Winter Sports and more.



And the flexibility doesn't end at purchase. With the Gigasure app, you can dynamically boost your cover on the go. This unique approach puts you in control, allowing you to craft a policy that evolves with your journey, providing peace of mind without unnecessary costs.

What does Travel Insurance for Europe cover?

Medical emergencies and hospitalisation 

Gigasure can offer medical cover for a wide range of pre-existing medical conditions. It also includes cover for emergency treatment, hospitalisation, and medical evacuations if needed. In the event of a medical emergency, Gigasure provides 24/7 worldwide assistance, ensuring you receive the necessary care immediately, without the worry of unexpected costs.

Trip cancellation and interruption 

Gigasure provides cover for trip cancellations and interruptions caused by unforeseen circumstances like illness, injuries or redundancy. This protection ensures you're reimbursed for non-refundable expenses, allowing you to reschedule or continue your trip without added financial stress.

Personal belongings and baggage benefits

Personal Belongings and Baggage Benefits cover the loss, theft, or damage of your personal items and luggage during your trip. This includes reimbursement for essential items if your baggage is lost, ensuring you're protected against unexpected inconveniences while travelling.

Travel disruption benefits including GigaShield

Delayed flights and missing baggage are common worries for travellers. GigaShield helps alleviate these with its special delay benefits. Simply register your flight details in the Gigasure app ahead of your trip to activate the benefits and enjoy peace of mind when delays occur.

Emergency evacuations

In case of a medical emergency during your trip to Europe, Gigasure's Travel Insurance ensures that you receive immediate assistance with emergency evacuation and repatriation services. This cover guarantees that you’ll be taken to the nearest suitable medical facility or, if necessary, safely transported back home. With Gigasure, you won't have to worry about unexpected costs, allowing you to focus on your recovery and peace of mind during challenging situations.

How GigaShield protects you during
your European adventures 

What is a GigaShield?

GigaShield is a range of prompt cash benefits, brought to you by Gigasure. This benefit includes
GigaShield Travel and Baggage Delay, aimed at protecting travellers
from flight and baggage delays across Europe. 

GigaShield Flight Delay GigaShield Flight Delay

Offers airport lounge access or cash payment for delays over 3 hours. Register your flight in the Gigasure app before your trip to activate the benefit.

Gigasure Travel Insurance policy with the customisable option that allows you to add Travel Disruption Benefits, including GigaShield
GigaShield Baggage Delay GigaShield Baggage Delay

Offers prompt cash payment for delayed bags. Get your Property Irregularity Report (PIR) number from your airline company and enter it the Gigasure App.

How does GigaShield Flight Delay work?

GigaShield Travel and Baggage Delay offers access to an airport lounge or a prompt cash benefit if your flight is delayed
by 3 hours or more. This benefit is automatically included when you purchase a Gigasure Travel Insurance
policy that includes Travel and Baggage Delay cover. To activate this benefit, simply enter your flight details
into the Gigasure app before you travel: 

1
Meet Zoe, who purchased her Travel Insurance and included the Travel and Baggage Delay cover in her policy
2
Zoe registers her flight details on the Gigasure app before her trip 
3
Zoe's flight status is monitored in real-time in the background
4
Oh no! Her flight has just been unexpectedly delayed by 4 hours
5
The Gigasure app instantly sends Zoe an alert notifying her about the long delay
6
The alert includes a link for Zoe to click and select which benefits she would like to claim
7a
Option 1 – Zoe can enjoy complimentary access to the airport’s VIP lounge 
7b
Option 2 – Instant cash payment straight to Zoe's bank account

How does GigaShield Baggage Delay work?

GigaShield Travel and Baggage Delay offer a cash payment when you enter your airline's Property Irregularity Number
(PIR) into the Gigasure app if your baggage is delayed. This benefit is included in Gigasure Travel Insurance policies
with Travel and Baggage Delay cover and can be activated by entering your flight details in the app. 

1
Meet David, who purchased his Travel Insurance and included the Travel and Baggage Delay cover in his policy
2
Before his trip, David registers his flight details in the Gigasure app
3
David is at the airport and has just checked in his baggage for his flight
4
Oh no! Everyone has collected their baggage but David's is nowhere to be seen
5
After waiting by the carousel for a while with no sign of his baggage, David reports it as missing to the airline staff
6
David receives a Property Irregularity Report from the airline staff and enters the number to the Gigasure app
7
David receives automatically a payment straight to his bank account to help meet the cost of essential purchases while the airline continues to search for his baggage

How to purchase Gigasure Travel
Insurance for Europe 

Purchase your Travel Insurance easily through the Gigasure app or via our website. Select from our Core, Pro
or Max plans and use toggles to tailor your policy by adding or removing benefits and add-ons to fit your
budget and needs. Furthermore, with the Gigasure app, you have the flexibility to boost your Travel
Insurance cover during your trip, simply by activating temporary boosts for spontaneous activities.  

A mobile phone showing step one required in getting a quote for Europe Travel Insurance from Gigasure
A mobile phone showing step two in the purchasing journey for Gigasure Travel Insurance for Europe. this step presents the three plan options avialable to select from
A mobile phone showing the payment page when purchasaing Gigasure Travel Insurane policy for Europe

Step 1

Start by sharing your travel plans -
destinations in Europe, your
companions, duration of the trip, and
any health issues and medical
conditions

Step 2

Then, select your plan and customise
it by adding the benefits and add-ons
you require

Step 3

Finally, enter your information,
complete the payment, and start
enjoying the protection and peace of
mind of your new policy

Boost your policy mid-term

A mobile screen showing all the post-purchase Boosts available in the Gigasure app. You can add these to your policy anytime

With our unique product design, you can boost your policy
cover mid-term. Whenever your adventurous spirit strikes,
we offer the right cover to keep you protected. Simply access
your active policy and select the Boosts you need to ensure
you remain fully protected. No matter where your journey takes
you, we've got your back. 

Our Boosts include:  

Adventure Sports and Activities 
Extended Travel Disruption 
Winter Sports 
Cruise Cover
Golf Cover
Business Travel 

Buy and manage your policy in the app

A mobile screen displaying the homepage for the Gigasure app

With Gigasure's app, purchasing and managing your policy is made simple and convenient. The app allows you to update your policy details easily, contact customer support, and keep a check on your coverage options at any time. The Gigasure app enables you to make adjustments on the go, guaranteeing that your Travel Insurance always meets all your needs during your European journey. 

Download the app

Manage my policy in the app

The Gigasure app simplifies policy management for you. With just a few taps,
you can easily manage your policy and make any necessary changes.

What exactly can you do in the app?
Purchasing Travel Insurance for Europe using the Gigasure app
Buy a new policy
A mobile screen displaying where you can find and access all your policy documents and details within the Gigasure app
Renew your policy
How to use the Gigasure app to amend your policy and include an additional traveller in your existing plan
Add a new traveller on your policy  
Manage my policy options available in the Gigasure app. A list of actions that will guide you through making the necessary changes to your policy
Make a claim
A mobile screen showing a list temporary and permanent post-purchase Boosts available for Europe in the Gigasure app
Boost your policy
How to use the Gigasure app to change your travel dates to the USA
Change your travel dates  

All you need to know about Travel
Insurance for Europe

What insurance do I need to go to Europe? 
When travelling to Europe, it’s essential to have Travel Insurance that covers, at the very least, medical expenses and repatriation costs. Additionally, you should consider including coverage for trip cancellations, lost luggage, and other potential travel disruptions. A good Travel Insurance policy ensures financial protection against unforeseen events, giving you peace of mind during your trip. Gigasure offers customisable plans tailored to meet your specific needs for your European adventure.  
How much does Travel Insurance cost in Europe?
The cost of Travel Insurance for trips to Europe can vary depending on factors such as the duration of your trip, the type of coverage you select, and your age. Single Trip policies start at under £8.00 (including Insurance Premium Tax), while Annual Multi-trip policies are available from under £14.00 (including Insurance Premium Tax). Backpackers' insurance, designed for single trips up to 13 months, starts from under £90.00 (including Insurance Premium Tax). 
Do UK residents need Travel Insurance for Europe? 
While UK residents can use the European Health Insurance Card (EHIC), now replaced by the Global Health Insurance Card (GHIC), for necessary medical treatment in EU countries, these cards don’t cover all medical expenses, repatriation if you are ill or injured, or other travel-related risks. Travel Insurance offers much broader coverage, including protection against trip cancellations, lost luggage, passport loss, financial losses, and travel disruptions. 
Do I still need an EHIC card in 2024?
As of 2024, UK residents should apply for the Global Health Insurance Card (GHIC), which replaces the European Health Insurance Card (EHIC) for most people. However, some individuals can still use their EHIC until it expires. The GHIC provides similar cover to the EHIC in EU countries. If you make a medical expense claim under a Gigasure Travel Insurance policy, and your costs are reduced using an EHIC, GHIC, or other Reciprocal Health Agreement, your excess under the medical expenses section will be reduced to nil. 
Do UK citizens still get free healthcare in Europe?
UK Citizens can get the necessary medical treatment in EU countries using the EHIC or GHIC often at a reduced cost or sometimes for even free. However, this health coverage may not be sufficient and doesn’t cover costs like emergency repatriation. Having Travel Medical Insurance Europe provides more extensive protection and cover. 
What happens if I don't have an EHIC or GHIC card? 
If you don’t have a valid EHIC or GHIC, you may have to pay full price for medical treatment in EU countries. In such cases, having Travel Medical Insurance Europe is very important, as it can cover the unexpected costs, and help you during medical emergencies during your trip.  
How much does a GHIC cost? 
Medical treatment through GHIC is generally free to UK residents. But be cautious of unofficial websites that charge for the application for a GHIC. You can apply for free through the official NHS website.  
Is it worth having a GHIC?
Yes, having a GHIC is worthwhile as it provides access to necessary medical treatment in Europe and can reduce your excess under the medical expenses section of your Gigasure Travel Insurance policy to £0 if used to lower a medical expense claim. However, it should not be seen as a replacement for Travel Insurance, which offers broader protection against various unexpected challenges and risks during your trip.