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Benefits of buying Worldwide Car Hire Excess Insurance

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Financial Protection: Avoid high excess charges from rental companies with Gigasure’s Worldwide Car Hire Excess Insurance. Whether you're navigating the busy streets of the UK or winding roads abroad, our policy covers the excess costs for any damage to your rental vehicle, protecting you from unexpected expenses.

Reduced Expenses: Car rentals often come with higher excesses (you are responsible for the up to the excess amount for loss or damage to the vehicle) or in some countries such as the USA with no cover at all for loss or damage to the rented car. Cover for this can be bought from the rental company, however, this can be very costly. Our Worldwide Car Hire Excess insurance is available at a fraction of the cost, making it a budget-friendly solution. 

Travel with Peace of Mind: Travel stress-free with international car hire insurance that includes misfuelling, lockout, and key replacement cover. No matter where you are, you can focus on enjoying your trip without worrying about potential repair bills or unforeseen incidents. 

Flexible Coverage: Choose from Single-Trip policies (up to 31 days) or Annual Multi-Trip policies (up to 65 days), with the option to add additional drivers and customise your cover for your specific needs. 

Worldwide Coverage: With Worldwide Car Hire Excess Insurance, Gigasure ensures you’re covered in Europe, the USA, Canada, and beyond. Our global Car Hire Excess cover ensures you’ll always be protected, no matter where your travels take you.

A collage of images showing cars driving through scenic routes

What’s covered in our policy? 

Gigasure’s Worldwide Car Hire Excess Insurance protects you from excess charges in case of damage, theft, or loss of your rental vehicle. Choose between Single-Trip or Annual Multi-Trip policies to protect your car hire experience globally. 

Check Collision Damage Waiver (CDW) Protection up to £75,000 is automatically included in our Worldwide (including Europe) and USA and Canada policies
Check Rental car vehicle key protection is included as standard 
Check Misfuelling cover up to £2,000 for refuelling mishaps. 
Check Excess protection up to £10,000 protection for damage to bodywork, tyres, roof, windscreen, undercarriage, fire damage, vandalism, and theft
Check Cover for up to 9 named drivers on a single rental agreement. 
Check Annual Multi-Trip policies up to 65 days of continuous cover for any single rental agreement

What's not covered?

Cross Competitive, off-road, or performance driving 
Cross Accidental damage to the vehicle’s interior 
Cross Car hire agreements starting before your policy begins 
Cross Vehicles with more than 9 seats 
Cross Charges related to fines and driving infractions 
Cross Mechanical breakdown due to wear and tear or malfunction 

How does it work? 

Purchasing your Car Hire Excess Insurance is simple with Gigasure. You can easily select your preferred policy type on our website or through the Gigasure app. The three-step process is quick and straightforward, and you can even apply a voluntary excess to save more. Once you’ve purchased your policy, the app makes it easy to manage, get quotes, contact customer support, or submit a claim. Your global protection is just a few taps away. 

A collage of travel photos alongside a mobile screen displaying the first step to get a quick Gigasure Car Hire Excess Insurance quote
The screen displays options for customising your Car Hire Excess Insurance plan, including voluntary excess and continuous days of cover
A collage of travel images alongside a mobile screen presenting the payment page, the final step in buying Gigasure Car Hire Excess Insurance

Step 1

Select the policy type you are after and then tell us where you are headed and for how long you need the cover 

Step 2

Tailor your Excess protection to suit your needs and budget 

Step 3

Enter your details and proceed to payment

Useful Information for Driving Abroad

If you're planning a Worldwide adventure, Car Hire Excess Insurance alone may not be enough. Adding Travel Insurance ensures you're covered for medical emergencies, trip cancellations, lost baggage, and other unexpected events. With Gigasure, you can explore with confidence, knowing you're fully protected wherever you go.

Learn more about Travel Insurance

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Secure today your Car Hire Excess Insurance policy for your Worldwide driving adventure

Your top questions answered

Is this policy valid in all countries? 

Gigasure’s Car Hire Excess Insurance offers Worldwide cover, including popular destinations like the USA, Canada, and Europe. However, we do have some exclusions. Our policy covers all countries except Afghanistan, Belarus, Cuba, Congo, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Russia, Sudan, Syria, Ukraine, and Zimbabwe. Additionally, if you have Annual Multi-trip Cover, you can choose to exclude UK rentals and reduce your premium.   We also cannot provide cover in regions where government bodies, such as the Foreign Commonwealth and Development Office (FCDO), advise against all but essential travel. Please make sure you always read carefully your Policy Documents. 

What’s the difference between Single-Trip and Annual Multi-Trip cover? 

A single-trip policy covers a single rental agreement for up to 31 days. You can choose the duration of cover when purchasing the policy, ensuring it aligns with your travel plans. 

On the other hand, an Annual Multi-Trip Policy offers unlimited cover for multiple rental agreements throughout the year, as long as each rental does not exceed the continuous days limit (up to 65 days) based on the option selected at purchase. 

Can I include additional drivers? 

Yes, you can include up to 9 named drivers on a single rental agreement during the Car Hire Insurance. Simply add them to your policy at the time of purchase, and they’ll be covered alongside you. 

What Is the difference between CDW and Excess Insurance? 

Collision Damage Waiver (CDW) covers the cost of damage to the rental car in case of an accident, while excess insurance specifically covers the excess fee you would need to pay to the rental company if the car is damaged. CDW provides additional protection, and Car Hire Excess Insurance ensures you’re not out-of-pocket for the excess charge. 

Why would I need the Car Hire Excess Worldwide? 

When renting a vehicle abroad, standard rental agreements typically include Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW) and Supplemental Liability Insurance (SLI). However, these often exclude coverage for certain parts of the vehicle and only partially reduce your financial responsibility in cases of damage, theft, or third-party liability. Consequently, you may still be liable for a significant excess—ranging from £500 to £1,600—depending on the rental company and country. Gigasure's Car Hire Excess that can cover you Worldwide is designed to protect you against these potential out-of-pocket expenses, ensuring a worry-free rental experience wherever your travels take you 

While our Car Hire Excess Insurance helps protect you against unexpected car hire costs, it's essential to recognise that it doesn't cover other potential travel mishaps. Travel Insurance is crucial for protection against medical emergencies, trip cancellations, lost luggage, and more. By combining both policies, you ensure a worry-free journey, knowing you have the right cover. Explore our tailored travel insurance options. 

How do I make a claim? 

You can submit your claim through our website or the Gigasure app, regardless of your insurance product. The app streamlines the process by using your account data, making submission quick and easy.

  • How to make a claim via the Gigasure app: Log in, select the relevant policy, and click the 'Make a Claim' button. The app pre-populates most required policy information, so you don't need to search through old emails or documents. Follow the remaining steps to submit your claim in moments, saving you time and frustration. 
  • How to make a claim via the website:  Visit our claims page, click "Make a Claim" and follow the claims process. Please ensure you have your insurance documents ready before you start.