Benefits of buying Car Hire Excess
Insurance for Europe
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Financial Protection: Accidents or damage can result
in high excess charges. With Europe Car Hire Excess
cover, you’re shielded from these costs. For instance,
if you scrape your hired car while navigating any
narrow streets, our policy covers the excess, saving
you from hefty repair bills.
Budget-friendly: Car hires often come with higher
excesses (you are responsible for the up to the
excess amount for loss or damage to the vehicle) and
offer a Collision Damage Waiver that can be very
costly on a daily basis. Our Car Hire Excess insurance
for Europe lets you pay a fraction of the cost, making
it a budget-friendly solution.
Travel with ease: Traveling with hired cars can be
stressful, especially in new territories. Our policy
helps you mitigate the potential financial risks
associated with hire car incidents, letting you focus
on your journey without constantly worrying about
unexpected costs.
Flexible Coverage: With Annual Multi-Trip Car Hire
Excess insurance in Europe or Single-Trip policies,
you can choose the coverage that suits your travel
needs. Plus, the ability to add additional drivers and
customise the policy ensures that it fits your specific
situation.
Global Protection: Car Hire Excess Insurance can provide cover globally, ensuring protection for car hire abroad as well as domestic rentals.
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What’s covered in our Policy?
The Gigasure Car Hire Excess Insurance for Europe protects you from excess charges in the event of damage, theft,
or loss of a rental vehicle, minimising out-of-pocket expenses and ensuring peace of mind during your travels.
Choose between Single-Trip or Annual Multi-Trip policies to cover your European adventures.
Misfuelling Cover up to £2,000 to cover the costs of refuelling mishaps, such as accidentally filling your car with the wrong type of fuel
Excess Protection up to 10,000 protection against excess charges for damage to the bodywork, tyres, roof, windscreen, and undercarriage, as well as fire damage, vandalism, and theft
Covers up to 9 named drivers on a single rental agreement
Gigasure’s policies offer up to 65 days of continuous cover on any single rental agreement with our annual multi-trip policies
Up to 65 days continuous cover on any one rental agreement with annual multi-trip policies
What's not covered?
Car Hire agreements that commence before
your policy starts
Charges relating to fines and driving
infractions
Accidental damage to the vehicle’s interior
No cover for competitive or off-road and
performance driving
Mechanical breakdown due to wear and tear or
malfunction
Rental vehicles with more than 9 seats
How does it work?
You can easily purchase your Car Hire Excess Insurance through our website or via the Gigasure app, made
easy for European travellers. Simply select your preferred policy type and follow our quick three-step
process. You also have the option to add a voluntary excess to your policy for even greater savings.
Download the Gigasure app to enhance your experience: get quotes, manage your policy, contact
our customer care team, or initiate your claim, all at your fingertips.
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Step 1
Select the policy type you are afterand then tell us where you are headed
and for how long you need the cover
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Step 2
Tailor your Excess protection to suityour needs and budget
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Step 3
Enter your details and proceed to thepayment
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Useful Information for Driving Abroad
If you’re travelling to Europe, Car Hire Excess Insurance alone might not be enough. Additional Travel Insurance
ensures protection against medical emergencies, trip cancellations, and other unexpected issues. Choosing
Gigasure ensures your trip is smooth, financially secure, and fully protected.
Learn more about Europe Travel Insurance
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Your top questions answered:
To hire a car in Europe, you’ll need a valid driving license, a credit card in your name for payment, and proof of identity, such as a passport. Some European countries may also require an International Driving Permit (IDP), so check the requirements for your destination. Ensure that your car hire agreement is aligned with your European car hire insurance policy for seamless cover.
Not necessarily! Gigasure offers both single-trip car hire excess insurance Europe policies and annual car hire insurance Europe options. If you’re a frequent traveller, an annual policy provides cost-effective, cover for multiple trips, saving you time and hassle. For occasional trips, a single-trip policy is an ideal choice, offering tailored Europe car hire excess cover.
If you are hiring for longer trips or more frequent trips, you can save money with an annual policy.
Most car rental agreements in Europe include basic insurance, but these often leave large excess amounts uncovered. By choosing Gigasure’s car rental excess insurance, you benefit from enhanced protection, covering damages, theft, and additional costs like key replacement. This ensures peace of mind and shields you from potentially high charges.
Gigasure’s car hire excess insurance Europe provides cover in most EU countries and popular destinations like Switzerland, Norway, and Iceland. However, some locations may not be included, such as countries outside the EU or those with specific restrictions.
When travelling within Europe, it's important to recognise that car hire excess insurance alone may not provide comprehensive protection. Additional travel insurance is essential to safeguard against medical emergencies, trip cancellations, and other unforeseen events. By choosing Gigasure for Car Hire Excess and Travel Insurance, you can help ensure your journey is smooth, financially secure, and well protected.
Learn more about our tailored European Travel Insurance options.
You can submit your claim through our website or the Gigasure app, regardless of your insurance product. The app streamlines the process by using your account data, making submission quick and easy.
- How to make a claim via the Gigasure app: Log in, select the relevant policy, and click the 'Make a Claim' button. The app pre-populates most required policy information, so you don't need to search through old emails or documents. Follow the remaining steps to submit your claim in moments, saving you time and frustration.
- How to make a claim via the website: Visit our claims page, click "Make a Claim" and follow the claims process. Please ensure you have your insurance documents ready before you start.