Benefits of Gigasure's Austria
Car Hire Excess Insurance
Our Car Hire Excess Insurance for Austria is designed to be flexible, traveller-friendly,
and tailored for UK visitors exploring Austrian roads. Here's how it protects you:
Financial Protection: Austrian car rental companies typically impose excess charges ranging from €1,000 to €2,500, sometimes more for premium vehicles. These charges apply if your rental car is damaged, stolen, or lost. For example, a minor scrape while navigating Vienna's narrow streets or damage from loose gravel on Alpine routes could result in charges of several hundred euros. Gigasure shields you from these unexpected costs by covering excess charges up to £10,000, ensuring that if you're charged by the rental company, you can claim that money back through our policy.
Flexibility: Choose Single-Trip cover for a specific Austrian holiday, or opt for an Annual Multi-Trip policy if you're a frequent European traveller. Our annual option provides year-round protection and can even cover UK domestic rentals. You can also add up to 9 additional drivers per rental at no extra charge, perfect for sharing driving duties on longer Alpine routes. Plus, you can select a voluntary excess on your policy to lower your premium.
Peace of Mind: Austria's driving conditions present unique challenges for UK visitors. From the busy traffic circles around Vienna and Salzburg to the narrow, winding mountain roads of the Alps, there are plenty of opportunities for minor incidents. Standard rental insurance often excludes vulnerable areas like tyres, windscreens, roofs, and undercarriages. With Gigasure, all these commonly damaged areas are covered, so whether you encounter a flat tyre in the Tyrol mountains or a chipped windscreen on the motorway to Innsbruck, it won't become an expensive surprise.
Worldwide Coverage: Our Car Hire Excess Insurance isn't limited to Austria. If your European adventure takes you beyond Austrian borders, our Worldwide cover protects you across multiple countries with a single policy. For rentals in the USA, Canada, or other non-European destinations, our Worldwide cover even includes up to £75,000 Collision Damage Waiver protection where rental agreements may not include CDW by default.
What's Covered by Our
Austria Car Hire Excess Insurance?
Gigasure's Car Hire Excess Insurance for Austria protects you from the financial impact of rental car damage, theft,
or loss. Austrian rental companies often have complex damage assessment procedures, and even minor incidents
can result in substantial charges. Our policy ensures you won't be left out of pocket when exploring Austria's
diverse driving environments.
Excess cover up to £10,000 includes protection for damage to the roof, tyres, bodywork, windscreen, underbody, plus theft, fire damage, and vandalism
Misfuelling protection up to £2,000 cover if the wrong fuel type is mistakenly added
Collision Damage Waiver (CDW) cover up to £75,000 applies if your car hire doesn’t include CDW*
Key replacement cover included as standard for lost or stolen rental vehicle keys
Covers up to 9 named drivers listed on one car hire contract
Annual policies allow up to 65 days’ cover for a single hire period
What’s Not Covered?
While Gigasure offers broad cover, there are some limitations and exclusions to be aware of.
Our aim is to be transparent, so here are the key things not covered by the policy:
No cover for competitive off-road, rally, and performance driving
Penalty charges, parking fines, and traffic violations
Accidental damage to the interior of the rental vehicle
Hire vehicles carrying more than 9 passengers
Car hire that begins before your policy start date
Mechanical breakdown caused by wear and tear or age
How to Purchase Car Hire Excess
Insurance for Austria
Getting Gigasure's Car Hire Excess Insurance in place is quick and easy. We've built our process to be
straightforward and fully digital, so you can secure your cover in minutes and get on with planning your
Austrian adventure. You can purchase your policy directly through our website or via the Gigasure mobile app.
The app also allows you to get quotes, manage your policy, contact customer support, and start a claim if
needed, all in one convenient place.
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Step 1
Select your policy type and tellus you're headed to Austria and for
how long you need cover
Step 2
Tailor your excess protection to suityour needs and budget
Step 3
Enter your details and proceedto payment
Useful Information for Driving in Austria
When travelling to Austria, Car Hire Excess Insurance protects you from unexpected costs related to your rental
car. It's equally important to consider travel insurance for additional peace of mind. Travel insurance provides cover
for medical emergencies, trip cancellations, lost baggage, and other unforeseen events, ensuring you are fully
protected throughout your Austrian journey.
Learn more about Europe Travel Insurance
Other useful articles:
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Your Top Questions Answered
Yes, absolutely, particularly in Austria, where excess amounts typically range from €1,000 to €2,500, with luxury
vehicles often carrying even higher excesses. Even minor incidents can be costly – a scratched door in Vienna's
narrow streets might cost €400, a punctured tyre on Alpine roads could be €150, and a cracked windscreen from
mountain gravel could reach €750.
Austria's driving environment increases the likelihood of incidents. The country's extensive mountain road network
presents additional risks from loose stones, steep gradients, and sudden weather changes.
Rental company excess waiver at Austrian locations typically costs €15-€25 per day, easily adding €150+ to a
week's rental. Gigasure's car hire excess insurance cover costs significantly less whilst providing superior
protection for areas rental companies often exclude, such as tyres, windscreens, and undercarriage damage.
The excess (or deductible) is the maximum amount you must pay if your rental car is damaged, stolen, or lost in
Austria. This varies by rental company and vehicle category – economy cars might have excesses around €1,200-
€1,500, whilst premium vehicles or SUVs suitable for Alpine driving could carry excesses of €2,200 or more.
Austrian rental companies include basic Collision Damage Waiver and Theft Protection in your rental price, but
with substantial excess amounts. When you collect your car, they'll hold this excess amount on your credit card. If
you return the car undamaged, the hold is released. However, if there's damage, they'll charge your card for repair
costs up to the excess limit.
Yes, with Gigasure's Car Hire Excess Insurance, any excess charges you pay to Austrian rental companies are
refundable. Our policy covers excess amounts up to £10,000, protecting you from the substantial charges that can
result from damage or theft.
If your rental car is damaged and the Austrian rental company charges your credit card for the excess, you simply
claim that amount back through the Gigasure app. Our claims process is designed to be quick and hassle-free, with
clear documentation requirements and prompt settlement.
Without excess insurance, these charges aren't refundable; you'd have to bear the full cost of any incident.
If you have an accident in your Austrian rental car that extends beyond Austria – perhaps driving from Vienna to
Prague or Munich – your Gigasure Car Hire Excess Insurance continues to protect you. Our Worldwide cover works
across multiple countries with a single policy, so you're protected throughout your European adventure.
The excess protection applies wherever the incident occurs during your rental period, as long as your policy covers
the countries you're visiting. For rentals that cross international borders, this multi-country protection is particularly
valuable as you don't need separate policies for each destination.
However, the accident won't directly affect your personal UK car insurance, as rental car incidents are separate
from your domestic cover.
Your UK personal car insurance typically doesn't cover Austrian rental cars. Most UK policies exclude hire vehicles,
particularly for extended periods or foreign rentals. Even if some cover exists, it's usually limited and may not meet
Austrian legal requirements.
Some UK credit cards offer rental car insurance, but coverage often comes with significant limitations. You typically
must decline the rental company's CDW (which may not be possible in Austria, where it's usually included
automatically), charge the full rental to that specific card, and coverage limits may be lower than Austrian excess
amounts. Coverage often excludes tyres, windscreens, and other commonly damaged areas.