Gigasure blog, A night sky with a full moon and silhouetted reindeer pulling Santa's sleigh.
Travel

Even Santa Needs Travel Insurance!

Gigasure blog, A night sky with a full moon and silhouetted reindeer pulling Santa's sleigh.
Travel
7th December, 2024

Did you know even Santa Claus needs travel insurance to keep Christmas on track? With his epic journey spanning the entire globe in a single night, he faces plenty of risks — stormy weather, sleigh delays, and the occasional rooftop mishap. That’s why this year, Santa trusted Gigasure to craft a travel insurance policy as extraordinary as his mission. Introducing North Star Elite – Santa’s Bespoke Insurance Policy, a custom-designed, ultra-premium plan that ensures no gift goes undelivered. From magical item protection to sleigh-specific coverage, Santa’s new policy is a festive masterclass in staying covered while spreading joy worldwide. 

The Gigasure app showing the policy details for Santa.

MY TRIP 

Policy Name: NORTH STAR ELITE - SANTA'S BESPOKE INSURANCE POLICY  

Policy Number: XMAS-2024-AMT  

Annual Premium: £757.02 - 20% IPT included (considering risk level and Worldwide Cover) 

Policy Type: Ultra-Premium Annual Multi-Trip Cover  

Territory: Worldwide + North Pole Special Zone  

Excess: £0 (Waived due to policyholder's exceptional track record) 

MY DETAILS 

Who’s Travelling: Me and my Partner 

Primary Traveller: Santa Claus  

Age: 1,752  

Secondary Traveller: Mrs. Claus  

Age: 1,700 

Personalised Travel Insurance Policy Details:  

Ultra-Premium Annual Multi-Trip Cover: 

  • Medical Expenses & Emergency Assistance 
    • Age-Inclusive Medical Cover: No upper age limit, including magical ailments 
    • Emergency Rooftop and Chimney Extraction: Includes specialized coverage for emergency extraction if Santa becomes lodged in a chimney or slips off a roof, using state-of-the-art chimney extraction devices. 
    • Accident and Injury Protection: Covers any accidents involving falls, slips on ice, or any missteps from roofs and chimneys. 
  • Cancellation & Trip Disruption Benefits (GigaShield Plus) 
    • Immediate Activation Clause: Coverage applies from the policy’s start date, allowing for immediate protection in case of cancellations due to unexpected blizzards, airspace closures, or volcanic eruptions. 
    • GigaShield Sleigh Delay Benefits: If the sleigh faces a delay of more than three hours, Santa can claim a quick £50 cash or gain access to a nearby VIP lounge, with elf-sized seats and reindeer accommodations (where possible). Carrot catering available at select VIP lounges. 
  • Baggage & Personal Belongings Protection 
    • Exclusive “Santa’s Essentials” Protection: Coverage for Santa’s irreplaceable items, including his suit, sleigh license, passport, and any cherished belongings that may get snagged or damaged during rooftop landings.  
    • Clothing Replacement: Coverage for the iconic suit, including any tears or stains caused by soot or chimney descents, with a 24-hour replacement service in the event of complete suit loss.  
    • Boot Pair Protection: Designed for items used as pairs (such as boots or gloves) in case of loss or damage during deliveries. 
    • Enchanted Items: Protection for magical artifacts including endless gift sack and naughty/nice list 
  • Identity Protection: Coverage against Santa impersonators and reputation damage 
  • Mrs. Claus Independent Travel: Luxury coverage for her personal vacations 

Additional covers and Boosts:  

  • Gadget Plus: 
    • His trusty sat nav in case it is a foggy Christmas Eve and Rudolph needs some help guiding his sleigh that night  
    • His mobile so he can keep up to date on his socials and access the Gigasure app whenever needed 
  • Extended Travel Disruption:
    • Cover in the event of an Airspace closure or a natural disaster such as an avalanche, volcano or severe snowfall causing disruption to Santa’s journey  
  • Winter Sports Plus:
    • Will ensure that Santa is covered whilst Sleighing or Sledging (including being pulled by reindeer) 
  • Golf Plus: 
    •  For when Santa meets up with the elves for their annual golf trip   
    • And don’t worry Santa, your GigaClaus insurance even includes £150 Hole in One cover! So if you get that hole in one, you will have cover towards celebrating your shot with the elves! 
  • Cruise:  
    • Mrs Claus has been dropping hints around the workshop that she wants to go on a Caribbean Cruise for their anniversary this year  
    • As we know, Santa is the ultimate gift giver, so number one item on the to do list when he is kicking back after Christmas is to find the love of his life the Caribbean Cruise of her dreams. 
  • Business Travel Business will offer Santa:  
    • Cover his business property (sleigh)  
    • Hire of essential equipment (if his sleigh breaks down)  
    • Employee replacement (should the unthinkable happen over Christmas and Santa is out of commission, this will provide cover towards the additional costs for a colleague (Mrs Claus? Head Elf?) to replace him and make sure that all the good boys and girls of the world will still wake up to their presents 

Annual Premium AMT: £757.02 - 20% IPT included.  

Our very special ‘no claims’ discount – he never submitted a claim. The policy age equivalent is for a couple aged 50.  

To get a commercial package for his operations Santa should speak with an insurance broker  

Santa’s magical journey across the globe is nothing short of extraordinary, but even the most enchanting adventures need a solid safety net. With North Star Elite – Santa’s Bespoke Insurance Policy, Gigasure has ensured Santa can focus on spreading joy without worrying about the unexpected.  

Navigating treacherous weather, handling sleigh hiccups, or protecting his iconic suit, Santa’s ultimate travel insurance proves that even the most experienced travellers need a little extra peace of mind. As Santa himself might say, I’ve checked the Gigasure policy twice, and it’s absolutely on the nice list! 

What about your travels this Christmas? Whether you're journeying to spend time with family or setting off on your own festive adventure, make sure you’re protected with the right cover. 

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