Terms and conditions apply. Some activities exclude personal accident and personal liability cover, please see the Policy Documents for important information about conditions which will apply to the activity you will participate in.
Abseiling Aerobics Amateur athletics Angling/Fishing Archaeological digging Archery Badminton Bamboo rafting (coastal/inland waters only). Banana boating (coastal/inland waters only). Bar and restaurant work Baseball Basket ball Body/boogie boarding (coastal/inland waters only - not white water). Bouldering (up to 4 metres high, with a crash mat) Bowling/Bowls Breathing Observation Submersible Scooter (BOSS) Bridge walking Bungee jumping (max 3 jumps) Cable car ride Canoeing (coastal/inland waters only). Canopy walking/Tree top walking Camel riding or camel trekking Catamaran sailing (European coastal waters only) Cave tubing Clay pigeon shooting/Small bore target shooting Clerical and non-manual business where it is not the main purpose of the trip, or if Business Travel is included. Conservation or charity work on a voluntary basis, under 3 metres high, using hand tools only. Cricket Cross country running Curling Cycling (incidental), excluding downhill racing and off road biking. Cycle touring Deep sea fishing (coastal/inland waters only) Dinghy sailing (coastal/inland waters only) Dodgeball Dragon boating (coastal/inland waters only) Driving any car or motorcycle, moped or scooter, for which you hold a full license to drive in the UK and are legally allowed to drive locally (Excluding off road riding, rallies, trials or track events) Driving any moped or motorcycle or up to 125cc provided that you have passed your UK CBT test, have a valid UK provisional licence and are legally allowed to drive locally. Educational, vocational study and cultural exchange trips (excluding manual work and work in hazardous locations) Elephant riding/Elephant trekking Falconry Fell walking/running/rambling (up to 3,000 metres*) Fencing Flotilla sailing (European waters only, coastal water only under supervision of a qualified skipper) Football (soccer not American football) Frisbee/Ultimate frisbee Fruit or vegetable picking (up to 3 metres high only) Gaelic football Glass bottom boat tours Gliding as a passenger with a qualified pilot Go karting (up to 125cc) Golf Gorilla trekking Gym/Fitness training Gymnastics Handball Helicopter rides sightseeing only (as a passenger in a fully licenced passenger carrying aircraft) Heptathlon Hiking (on recognised routes, up to 3,000 metres*) Hobie cat sailing (coastal/inland waters only) Hockey Horse riding (excluding jumping, hunting or polo) Horse trekking (under 3,000 metres*) Horse and carriage ride (as a passenger only) Hot air ballooning as a fare paying passenger Hot spring bathing Hydro Zorbing/Zorbing Ice bathing Ice skating (on a rink only, excluding Ice hockey or speed skating) In line skating (excluding stunts) Inner tubing (on land or water) Jeep/Car trekking as a fare paying passenger Jet boating Jet skiing Jogging Jungle surfing Kayaking (up to grade 3), inland or in coastal waters only) Korfball Llama riding Lacrosse Marathon running Motor boating (as a passenger only) Mule trekking Narrowboat/canal cruising (inland waters only) Netball Octopush Orienteering (up to 4,000 metres*) Ostrich riding Paddle boarding (coastal/inland waters only - not white water) Paintballing/war games Parasailing (over water - coastal/Inland waters only) Parascending (over water - coastal/Inland waters only) Pilates Pony trekking Pool Racquet ball/Rackets Rambling /walking/on recognised routes trekking up to 3,000 metres* Refereeing (amateur basis) Rifle range Ringos (coastal/inland waters only - not white water) River bugging/tubing/sledging (up to grade 3 only) Riverboat tours Roller hockey Roller skating/Blading Rounders/softball Rowing (coastal/inland waters only) Rubber ring rides (Beach Activity) Running Safari (not hunting) Sail boarding Sailing (coastal/inland waters only) Sand boarding Scuba diving (unqualified - up to 30 metres deep) Scuba diving (qualified British Sub Aqua Club, BSAC or equivalent - up to 30 metres deep) Sea fishing (coastal/inland waters only Segway riding/touring Shark diving (in a cage only) Skateboarding Sky diving indoor Snooker, pool and billiards Snorkelling (up to 10 metres deep, indoor, inland and in coastal waters only) Soccer Spinning class Squash Street hockey Submarine tours to 30 metres deep. Surfing (Coastal/inland waters only) Swimming (indoor/coastal/inland waters only) Swimming with dolphins Sydney Harbour Bridge Walk Table tennis Ten pin bowling Tennis Theme parks and water parks Trampoline Tree trekking Trekking (on recognised routes, up to 3,000 metres*) Triathlons Volleyball Wake boarding Water polo Water skiing Whale watching White water rafting (Grades 1,2 & 3) Wicker basket tobagganing Windsurfing (coastal/inland waters only) Wind tunnel flying Wing foiling (within territorial waters) Yachting (European Waters only) Yoga Zip lining