About Gary
Gary Murphy is Head of Travel at Gigasure, a creative and accomplished travel, accident and health and affinity group insurance specialist with a comprehensive understanding of underwriting and proposition development across personal lines and corporate insurance.
Gary has extensive experience within the insurance market, excelling at developing creative, compliant solutions for emerging risks and enjoying the process of launching new product lines within established businesses.
Before joining Gigasure, Gary spent ten years at Zurich establishing a UK consumer lines travel insurance business, and a further ten years at ACE (now Chubb) building a European consumer lines travel insurance portfolio. Prior to this, Gary worked in both underwriting and broking across the UK personal lines and commercial insurance markets.
Editorial Standards and
Expertise Disclosure
Author Role: Head of Travel
Areas of Expertise: Underwriting, Proposition Development, Travel Insurance, Accident and Health Insurance, Affinity Group Insurance
Editorial Governance: Gary reviews Gigasure's travel insurance content for accuracy before publication, drawing on more than two decades of experience developing travel insurance propositions at Zurich and ACE (now Chubb). Gigasure's content is written by the marketing team. Gary's role, alongside Gigasure's insurance leadership, is to check that all insurance product and policy detail is correct.
Our Publishing and Accuracy Commitment
Travel Insurance and Car Hire Excess insurance involve important financial decisions. Gigasure is committed to publishing content that is accurate, transparent and useful to consumers.
Content covering policy terms, insurance coverage, claims processes, regulatory requirements or legal disclosures is reviewed by Gary before publication. This additional review helps ensure that information is consistent with applicable policy documentation and regulatory requirements.
Product information and insurance-related content are regularly reviewed and updated to reflect relevant changes. Marketing and editorial content is produced to educate and inform consumers, while specialist review is used where subject-matter or regulatory expertise is required.
External Articles and Thought Leadership
Gary has contributed to industry publications and media discussions on travel insurance, drawing on his background in underwriting and proposition development. He was featured in a Q&A with Insurance Post on Gigasure's travel agenda and balancing transparency with policy personalisation, and bylined an article for Insurance Edge on undisclosed medical conditions in travel insurance, drawing on Financial Ombudsman Service data on disclosure-related claim rejections. These contributions complement his professional experience in travel underwriting and product development, and demonstrate his experience contributing to industry discussions beyond Gigasure.
Core Areas of Expertise
- Underwriting: Extensive underwriting experience across personal lines and corporate insurance, spanning UK and European markets.
- Proposition Development: Track record of developing and launching new travel insurance product lines within established businesses.
- Travel Insurance: Two decades of specialist experience building consumer travel insurance portfolios at Zurich and ACE (now Chubb).
- Accident and Health and Affinity Group Insurance: Specialist knowledge across accident and health and affinity group insurance products.
- Emerging Risk Solutions: Experience developing creative, compliant solutions for emerging and evolving insurance risks.
Career Background
Gary Murphy is Head of Travel at Gigasure, having joined as part of the founding team in 2024 after nearly a decade at Zurich Insurance, where he led the establishment of its UK consumer lines travel insurance business and helped guide it through the COVID-19 pandemic. Before Zurich, Gary spent ten years at ACE (now Chubb) building a European consumer lines travel insurance portfolio, and began his insurance career working in both underwriting and broking across the UK personal lines and commercial insurance markets, giving him more than two decades of experience spanning underwriting, proposition development and travel insurance specifically.
